WASHINGTON, Sept. 30, 2025 (GLOBE NEWSWIRE) — Today, the U.S. Small Business Administration<\/a> (SBA) announced that it will close Fiscal Year (FY) 2025 with the most capital ever delivered to small businesses thanks to a surge in demand and confidence under the leadership of President Donald J. Trump. In total, the agency has guaranteed 84,400 7(a) and 504 small business loans for $44.8 billion. This includes 6,750 504 loans for $7.8 billion and 77,600 7(a) loans for $37 billion. The majority of SBA\u2019s FY25 small business loans were approved after President Trump took office in January 2025.<\/p>\n On average, the agency guarantees 1,600 small business loans per week worth over $860 million \u2013 or 320 loans per workday for $170 million.<\/p>\n \u201cThanks to President Trump\u2019s leadership, small business investment and confidence is soaring \u2013 and Main Streets across the country are making an unprecedented comeback,\u201d said SBA Administrator Kelly Loeffler. <\/b>\u201cWith record loan volume, both borrowers and lenders are sending a clear signal that America First means America is growing again. Our revitalized SBA is meeting the mission, and new highs in small business optimism are a direct result of this Administration\u2019s historic tax relief, fair-trade policies, and massive deregulation. The data is clear: the Trump agenda is powering the confidence \u2013 and the capital – to start hiring, investing, and growing again.\u201d<\/p>\n Since President Trump took office, SBA has approved over 58,000 7(a) and 504 loans, representing more than $32 billion in capital delivered to America\u2019s small businesses. This includes more than 3,500 loans to small manufacturers for $2.6 billion and 8,900 loans to small business startups for $5.6 billion. By statute, these lending programs are designed to operate at zero-subsidy to taxpayers. The agency has also approved over 27,000 disaster loans for more than $4 billion since Inauguration Day. <\/p>\n This major milestone is just the latest evidence of how President Trump\u2019s policies are delivering growth and opportunity across the U.S. economy, which is anchored by small businesses. Since January, this Administration has created<\/a> over 500,000 private sector jobs, increased<\/a> real wages month after month, and boosted small business optimism above its 52-year average to a six-month high<\/a>. A recent poll by the U.S. Chamber of Commerce likewise found that small business confidence has reached its highest level<\/a> since 2017.<\/p>\n The surge in loan approvals at SBA comes even after the agency reduced<\/a> its workforce by 43% earlier this year and implemented stricter underwriting standards to crack down on massive defaults and delinquencies that occurred<\/a> under the Biden Administration in FY 2024. With a more efficient workforce \u2013 and more stringent underwriting guardrails \u2013 the agency is delivering near-record capital across America\u2019s small business economy.<\/p>\n # # #<\/p>\n About the 7(a) Loan Program <\/b> About the 504 Loan Program <\/b> About the U.S. Small Business Administration<\/b><\/p>\n
The 7(a) loan program is SBA\u2019s flagship program, a public-private partnership which offers government-guaranteed loans to help small businesses finance equipment purchases, real estate acquisition, working capital (including revolving credit lines), and business expansion. \u00a0<\/p>\n
The 504 loan program provides long-term, fixed rate financing for major fixed assets that promote business growth and job creation. 504 loans are available through Certified Development Companies (CDCs), SBA’s community-based nonprofit partners who promote economic development within their communities. CDCs are certified and regulated by SBA.<\/p>\n
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